Power of Syariah Mutual Funds (Perkasa) Revitalizing Mindset Towards Online-Based Syariah Investment

Abstract

In the investment world, online transactions can already be applied. There are more than five investment applications that have been registered with the OJK, each with its own characteristics. In addition, we will get more up to date knowledge of world developments. This study aims to answer, describe and analyze the research problem formulation which consists of: 1. How is Student Participation in online investment 2. Does investment on an online basis provide its own benefits for the mindset of students to manage their finances. 3. Are Islamic mutual funds a suitable investment for students, because the initial capital offered is quite small. Methods In this study using empirical research. Results, Investment is known as istitsmar which means making it fruitful and increasing in number. In the dictionary of financial capital market terms, the word investment is described as the process of investing money or capital in a company with the aim of making a profit. This sharia investment activity is corroborated by the DSN-MUI fatwa regarding the various instruments offered in it, such as sharia stocks, sharia mutual funds, sharia bonds and sharia warrants. One of the most popular financial instruments in online Islamic investment is Islamic mutual funds. Islamic mutual funds are suitable investments for students, because the initial capital offered is quite small. Even for an initial deposit of a minimum investment of Rp. 100,000 only. The online-based sharia capital market is a capital market that is carried out online and in accordance with Islamic sharia principles through an application that has been registered with the Financial Services Authority.