Rahn Financing Application at KJKS BMT Ar-RoudlohPayaman Solokuro Lamongan

Abstract

Study This discuss implementation Rahn financing at KJKS/BMT Ar-Roudloh Payaman as product non-bank Islamic finance which is of a nature social. Rahn products are aimed at For help society, especially businessman small and customers who need urgent funds like cost education. Research This use method qualitative descriptive with technique purposive sampling, through interviews and documentation. Analysis done with identify problems, collecting data, as well adapt results findings with sharia principles . Research result show that Rahn financing at BMT Ar-Roudloh implemented in form loan For businessman small, BMT administrators , and the community around those who need additional capital. Supporting factors covering height interest public to sharia products, increasing awareness religious and spirit entrepreneurship. However, the obstacles among others the lack of understanding public to sharia system, limited human resources who have competence Islamic banking and fiqh transactions, as well as Not yet evenly distributed implementation Rahn products in other cooperatives. In addition, there are still there is potential negligence in good implementation of Rahn intentional and No. In conclusion, Rahn financing plays a role important in help need financial public around BMT Ar-Roudloh Payaman, in particular for business capital small . Researchers suggest that it be done socialization intensive about sharia cooperatives and principles for results, improvement professionalism of trustworthy and competent human resources, prudence in determination cost administration to avoid from element doubtful, and capital increase through Work The same with institution other Islamic finance to expand development business.